01
Fixed Deposit
मुदत ठेव
30–180 days7%
180 days–12 months8.50%
13 months and above10%
Senior citizens receive an additional 0.50%.
Together towards prosperity
Banking that grows with you.
Secure savings, thoughtful financial plans and accessible loans—built around the everyday ambitions of our members.
2014Established
SimpleMember-first service
SecureTrusted processes
Saving Account
Pension Deposit
Recurring Deposit
Fixed Deposit
Lakhapati Deposit
About Sandhya
Rooted in cooperation.
Rooted in cooperation.
Focused on your future.
Since 2014, Sandhya Multistate has worked to make dependable financial services feel personal, transparent and within reach.
We believe progress is strongest when it is shared. Our team helps members choose practical savings and credit solutions with clear guidance at every step.
Talk to our team
Savings & deposits
Plans for every milestone
Build healthy financial habits with flexible options designed for different goals.
Registration No. MSCS/CR/813/2013
02
Recurring Deposit
आवर्ती ठेव
Minimum monthly deposit ₹500
12 months8%
24 months9%
36 months10%
03
Pension Deposit
पेन्शन ठेव
Monthly interest income plan
12 months9%
24 months9.5%
36 months10%
04
Dam Duppat Deposit
दाम दुप्पट ठेव
Starting from₹5,000
Your eligible deposit doubles after a tenure of 72 months, according to the poster.
05
Lakhapati Deposit
लखपती ठेव · 60-month tenure
| Deposit amount | Period | Maturity amount |
|---|---|---|
| ₹1,400 | 60 months | ₹1,00,000 |
| ₹2,800 | 60 months | ₹2,00,000 |
| ₹4,200 | 60 months | ₹3,00,000 |
| ₹5,600 | 60 months | ₹4,00,000 |
| ₹7,000 | 60 months | ₹5,00,000 |
| ₹14,000 | 60 months | ₹10,00,000 |
| ₹21,000 | 60 months | ₹15,00,000 |
| ₹28,000 | 60 months | ₹20,00,000 |
Rates and plan details are reproduced from the supplied deposit chart and may change. Please confirm current eligibility, terms and rates with the branch before investing.
Loans
A little support.
A little support.
A lot of possibility.
Whether it is a growing business, a new home or an important personal need, speak with us about a suitable way forward.
Call about a loan01
Business Loan
Financial support to help your enterprise move forward.
02
Home Loan
Support for building, buying or improving your home.
03
Personal Loan
A practical option for planned and unexpected needs.
FAQs
Questions,
Questions,
answered simply.
Here are a few helpful answers about our accounts, deposits and loans. Visit a branch for guidance specific to your needs.
Still have a question?What do I need to open an account?
Account requirements may vary. Please visit your nearest branch with valid identity and address documents, and our team will guide you through the process.
Which savings plans are available?
We offer savings accounts, fixed deposits, recurring deposits, pension deposits, Dam Duppat and Lakhapati deposit plans. Please confirm current availability and terms at your nearest branch.
How can I apply for a loan?
Speak with our branch team about your requirements. They will explain eligibility, required documents and the application process.
How do I choose the right deposit plan?
The right plan depends on your goal, preferred contribution schedule and time horizon. Our team can help you compare suitable options.
Let’s talk
Ready to plan your next step?
Head office: Mondha Road, Ambajogai – 431517, Dist. Beed. Call us for current plan details and branch guidance.
Call 78409 45688